The last two years witnessed a restructuring of world finances — the pandemic managed to impact individuals and economies at the macro level. From self-employed to salaried people, a large chunk of the population suffered major setbacks in terms of expenditures, finance management, and savings. In these times, services like the availability of free credit cards can come in handy to carry out easy expenditures without burning a hole in your pocket. A credit card allows you to make purchases without having to pay the amount at the outset. You can simply cover the total amount at the end of a credit cycle with some additional benefits like exclusive discounts and cashback offers on some options like the Bajaj Finserv RBL Bank SuperCard.
A premium credit card from a top institution can provide you with a range of credit card offers. Indian institutions like RBL Bank cater to a wide bracket of individuals with their particular needs and hence, have come up with a multitude of free credit card. Such a tool lets you carry out expenditures of your choice without worrying about additional costs, annual fees, fuel surcharges, and more. On a general level, some of the best credit cards offered by Indian banks are listed below.
No joining fees: A premium credit card such as the Bajaj Finserv RBL Bank SuperCard lets you enjoy the benefits of credit card services without having to pay additional costs at the time of joining. A free credit card variant like the Platinum Choice First-Year-Free SuperCard has zero joining fee and other attractive offers such as annual fee waivers on spending Rs. 50,000. Additionally, you also get fuel surcharge waivers up to Rs. 100 per month! With the Bajaj Finserv RBL Bank CA SuperCard, you pay no joining fee and get an ICAI membership fee waiver up to Rs. 3,000.
Emergency advance offers: Need a quick personal loan for an emergency you never thought was coming? While one can’t predict medical, personal, and financial emergencies, it is always a better idea to plan ahead, and avail of services that help one sail through — the Bajaj Finserv RBL Bank SuperCard is a tool designed to serve that purpose. An exclusive free credit card, it allows you to convert your cash limit into an emergency personal loan for three months with zero processing fees. You can easily avail of variants such as the Platinum Plus SuperCard, the Value Plus SuperCard, or the CA SuperCard to instantly get your personal loans.
Welcome Bonuses: Among the benefits provided by the best credit cards in India, welcome bonuses are highly-coveted for many. A substantial welcome bonus can accrue with other benefits and help you make the most of the credit card offers. With a free credit card such as the Bajaj Finserv RBL Bank Platinum Plus SuperCard, you can avail of a welcome bonus as high as 4,000 reward points. You can shop more to gain further reward points or enjoy shopping with your available limit with your free credit card. Furthermore, your reward points can accrue over time with the Bajaj Finserv-RBL Bank policy of one reward point on every Rs 100 spent shopping. Know how you can get the better of it? Shop for more than Rs 75,000 in a year, and reach what Bajaj Finser calls ‘Milestone bonuses’ of 5,000 rewards instantly!
Interest-free cash withdrawal: Cash withdrawal can be a challenging task, especially in times of urgency. With the range of free credit cards by Bajaj Finserb RBL Bank SuperCard, you can avail of quick cash without paying any interest for up to 50 days from the withdrawal date. With hassle-free EMI conversions, you can cover your entire amount without any setbacks on your finances.
Additional rewards and savings: Nothing works better than credit card offers (Indian banks like RBL Bank offer some of the best ones) that let you shop better, pay conveniently, and also help save in the long run. The Bajaj Finserv RBL Bank SuperCard range of free credit cards lets you do that — and a lot more — with its exclusive offers. Should you choose to make purchases for items at any Bajaj Finserv partner store, you can avail of a 5 % cashback on your down payments. With their unique ‘Shop more, save more’ motto, the Bajaj Finserv-RBL Bank collaboration policy lets you save up more than Rs 55,000 annual savings when you shop using any of the SuperCards. What’s more, each of these SuperCards caters to individual needs and requirements and offers lucrative offers depending on your options.